Paxvori launches Q3 2026 · UK only Waitlist members hear first. Join the waitlist →
About Paxvori · Liverpool, UK

A small team. A boring asset class. A high standard.

We're a UK property investment platform built in Liverpool. We exist because most of the country can't get on the housing ladder, and the few who can rarely have the time, expertise or capital to actually run a property well. We do that part. You own the result.

Why we built Paxvori.

The standard way to invest in UK property is to either own a whole building (and the leaking roof, the awkward tenant call at 11pm, and the SDLT bill that arrives in a brown envelope) · or to buy a real- estate fund where you have no idea which actual building your money is in.

Both are bad answers. We wanted a third one: tell people exactly which building, exactly which numbers, exactly which risks · and let them own a small piece of it without ever having to learn what an EWS1 form is.

So we're building. We're scoping properties in Liverpool, Manchester and Leeds · cities we know well and that have the right mix of yield, occupancy and exit demand. The SPV constitutions and L2 survey templates are drafted; we're in conversation with a UK regulatory partner about the right permissions for launch. The door opens in Q3 2026.

We are not trying to become "the biggest" property platform in the UK. We are trying to be the one you trust enough to recommend to your mum.

Principles · The bar we won't lower

Six things we'd resign over.

01

Public detail by default.

Survey, model, EPC, lease · all readable without an account. We don't think trust starts behind a sign-up wall.

02

One SPV per property.

No commingling. Your shares are in the building, registered to you at Companies House. Paxvori does not hold them.

03

Cooling-off is a feature, not a favour.

Cancel for any reason in fourteen days, one click, full refund. We expect to lose money on this. We're fine with that.

04

Plain English, every time.

No "structured products". No "alternative asset classes". You are buying shares in a company that owns a flat.

05

Boring beats clever.

No leverage in SPVs. No off-plan speculation. Only built, surveyed, income-producing UK property. Most of the time, that's enough.

06

Walk to every property.

We won't list a property the team has not personally walked through. If we can't get to it and back in a day, it doesn't go on Paxvori · full stop.

Where we are today

Three months in. Building from a Liverpool office, with the next launch date pinned to the wall.

Updated monthly
Feb '26
Founded · Liverpool
3 mo
Into building today
Q3
Public launch window
3
UK cities at launch
The team

Small & UK-based. Online-first.
Hiring slowly, on purpose.

Paxvori is a small UK team · founders with backgrounds in residential property, surveying, fintech engineering and FCA compliance. We're online-first today, with no physical office: it keeps our running costs low and our hiring pool wide. We'll introduce the full team publicly closer to launch.

PROP

Property & diligence

Surveyed, sourced, signed off

Walking properties, drafting L2 templates, choosing the local agents we'll work with at launch.

UK property · 11+ years
ENG

Engineering

The platform you're looking at

Building the investor dashboard, the SPV ledger, the rent-payout engine and everything in between.

Fintech · Payments
REG

Regulation & ops

The reason we won't do anything silly

Lining up the regulatory partner, the SPV audit cycle, and the risk-acknowledgement flow before we launch.

UK regulated finance
DES

Product & design

Plain English, no slop

Making the platform honest, readable and unsurprising. Owns this site.

Product · UX
What's the minimum investment?

The minimum investment is configurable per SPV and typically lands between £100 and £500. That's separate from the share price, which is also set per SPV and can be much smaller · a few pounds in some properties, more in others. Both numbers are published on every property's listing.

How is Paxvori regulated?

Paxvori is a pre-launch platform · we're three months into building. Our compliance approach is forward-looking. Ahead of public launch we'll be operating under a recognised UK regulatory framework, with financial promotions and compliance work formally supervised. We'll publish the partner's name and FRN on this page as soon as that arrangement is signed.

Each property will be held in a separate UK limited company (an "SPV"), with annual external audits committed from year one. We're also working towards direct FCA authorisation in 2027 · that's on the public roadmap.

Is my money protected by the FSCS?

No. Investments on Paxvori are not protected by the Financial Services Compensation Scheme. This is true of every UK property investment platform · investing in property is not the same as depositing money at a bank.

You acknowledge this explicitly during onboarding, in plain English, before your first investment.

How does the rent actually reach me?

The SPV's managing agent collects rent from the tenant. After deducting the SPV's running costs (service charge, insurance, agent fees, agreed maintenance), the remainder is paid pro-rata to every shareholder on the 5th of each month, by UK Faster Payment, into the bank account you nominate at sign-up.

What happens if I want my money back early?

For the first 14 days after each investment, you can cancel for any reason and we'll refund your capital in full, within three business days.

After day 14, your shares are firm. From Q3 2026, you'll be able to list them on the Paxvori secondary market to other investors. Until then · and even after · property is an illiquid asset class. Please don't invest money you need access to within 18 months.

What happens if Paxvori goes out of business?

Your shares are registered to you at Companies House, against the SPV · not against Paxvori. If Paxvori as a platform were to cease trading, a successor operator (appointed by our principal firm) would take over the running of the SPVs. The buildings, the rent, and your ownership of them, continue.

Rental income flows through segregated accounts in each SPV's own name, so it is not commingled with our operating funds.

Do I pay tax on the rent and gains?

Yes. Rent distributions are taxable as dividend income, and any gain on sale of your shares is taxable as a capital gain · both at your personal HMRC rate. We send you an SA100-friendly tax summary in April each year.

If you're new to all this, talk to a tax advisor · we can't give tax advice ourselves.

Why are you only in Liverpool, Manchester and Leeds?

Because we said we'd walk to every property we list, and we meant it. Cities four hours away by train don't get the same diligence as ones nearby. We expand when we can credibly survey what we list · Edinburgh and Glasgow are next; see the public roadmap.

Can I invest from outside the UK?

Not yet. At launch we accept UK-resident investors only. EEA residents are scheduled for 2027 · it's a regulatory question, not a technical one.

If you've read this far, you'll probably like the rest of it too.

No commitment, free to open. Most accounts are KYC-cleared in under three minutes.